Hail Damage 101: Inspecting and Repairing Your Roof After a Central Texas Storm

Central Texas is no stranger to hailstorms. With spring and early summer bringing volatile weather patterns, Waco homeowners often face the aftermath of sudden, destructive hail events. One of the most vulnerable parts of your home? The roof.

Hail damage isn't always obvious, and if left unaddressed, it can lead to serious structural issues, water leaks, and costly repairs down the road. At Cen-Tex Roof Systems, we specialize in helping Waco homeowners assess, document, and repair storm damage quickly and professionally.

If you're dealing with—or trying to prevent—hail damage in Waco, here's everything you need to know about identifying issues, understanding repair timelines, and navigating the insurance process.

The Impact of Hail on Central Texas Roofs

Texas leads the nation in hail events. According to the National Insurance Crime Bureau, Texas accounts for nearly 25% of all hail damage insurance claims in the U.S., and Central Texas is often right in the path of these powerful storms.

Why Is Hail So Damaging?

• Hailstones can range in size from small peas to large golf balls—or even bigger. When those stones fall at high speeds, they can:

  • Crack shingles

• Expose underlying roof layers.

• Dent flashing or gutters.

• Compromise the waterproof seal of your roof.

• Shortens your roof’s lifespan dramatically

Even if you don’t see broken shingles, the integrity of your roof may be compromised.

How to Spot Hail Damage After a Waco Storm

After a major storm rolls through Waco, it’s important to inspect your property—especially the roof—as soon as it's safe. While some damage is easy to spot, others require a trained eye.

What to Look for:

1. Shingle Bruising or Cracking

• Hail hits can leave dark spots, soft bruises, or cracks.

• These areas may feel spongy and expose the underlayment.

2. Granule Loss

• Asphalt shingles have protective granules. If you see excessive granules in gutters or around your home, hail may have stripped them away.

3. Damaged Flashing or Vents

• Look for dents or bent metal around chimneys, skylights, and vents.

4. Leaky Ceilings or Attics

• Water intrusion clearly indicates that hail has compromised the roof’s waterproofing.

5. Dented Gutters and Downspouts

• Visible dents in gutters often indicate that the hail size was significant enough to damage roofing materials.

🚨 Important: Some hail damage may not cause immediate leaks, but it compromises your roof's longevity. That's why Cen-Tex Roof Systems recommends prompt inspections following any major storm.

When to Call a Professional

You might be tempted to get on the roof with a flashlight and DIY your inspection. But here’s the thing: Climbing on a wet or storm-damaged roof is dangerous—and you may not know what subtle signs to look for.

At Cen-Tex Roof Systems, we offer free post-storm inspections by trained technicians who know exactly where and how hail strikes. We’ll provide a detailed report with photos so you have the documentation you need for insurance and repairs.

What Happens If You Ignore Hail Damage?

It’s easy to shrug off roof damage when you don’t see immediate leaks. But waiting can lead to bigger problems, like:

• Mold or mildew in your attic or walls

• Rotting wood under damaged shingles

• Increased energy bills due to insulation damage

• Reduced home value or trouble selling your property

• Total roof failure in future storms

In short, ignoring hail damage in Waco could cost you thousands—and your peace of mind.

Filing an Insurance Claim for Hail Damage in Waco

The good news? Most standard homeowners' insurance policies in Texas cover hail damage. The not-so-good news? The claims process can be confusing.

Step-by-Step Guide:

1. Schedule a Roof Inspection

• Have Cen-Tex Roof Systems perform a professional inspection and provide written documentation.

2. Review Your Insurance Policy

• Know your deductible and understand what’s covered.

3. File a Claim Promptly

• Most policies require claims to be filed within a specific timeframe after the storm.

4. Meet with the Insurance Adjuster

• We recommend having one of our roofing specialists present to ensure no damage is overlooked.

5. Approve the Scope of Work

• After claim approval, we'll provide a repair timeline and work with your insurance company directly.

📌 Pro Tip: Do not authorize repairs from a roofer until your claim is approved—this can complicate your insurance payout.

How Cen-Tex Roof Systems Repairs Hail Damage

We’ve served Waco homeowners for decades and know Texas storms better than anyone. When you hire us to repair hail damage in Waco, here’s what to expect:

Our Process:

1. Detailed Damage Assessment

• We examine shingles, underlayment, flashing, vents, gutters, and more.

2. Transparent Estimates

• No hidden fees, and we work directly with your insurance provider.

3. Material Options and Upgrades

• Choose from top-rated shingles, metal roofing, or impact-resistant options.

4. Expert Installation

• Our crew is certified, insured, and experienced with all roofing materials.

5. Cleanup and Final Inspection

• We leave your yard cleaner than we found it—and inspect every square foot of the finished roof.

  
  

Prevention Tips: Protecting Your Roof from Future Hailstorms

You can’t stop Texas weather, but you can prepare for it.

Preventive Measures:

• Impact-Resistant Shingles: Ask us about Class 4 shingles, which withstand hail better than standard ones.

• Regular Inspections: Catch small issues before they become big problems.

• Maintain Gutters and Downspouts: Keep water flowing away from your roof and foundation.

• Trim Overhanging Trees: Reduces the risk of additional damage from falling branches.

At Cen-Tex Roof Systems, we’ll help you make smart upgrades that offer long-term protection—especially important in a high-risk area like Central Texas.

Why Choose Cen-Tex Roof Systems?

Not all roofing contractors are created equal. After a major storm, Waco often sees an influx of out-of-town “storm chasers” offering fast (usually subpar) repairs.

Here’s why local homeowners trust Cen-Tex Roof Systems:

• Local Experience

We know the weather, the materials that last, and the building codes unique to Waco.

• Licensed and Insured

Fully certified, and we back our work with industry-leading warranties.

• Insurance Experts

We help you navigate the claims process so you don’t leave money on the table.

• High-Quality Materials

We use trusted brands like GAF, Owens Corning, and CertainTeed, which are materials built to withstand Texas weather.

• Community Trusted

We have served Waco for over 20 years with hundreds of satisfied clients and 5-star reviews.

Common Questions About Hail Damage in Waco

How big does hail need to be to damage a roof?

Even hail the size of a quarter (1 inch) can cause damage, especially to aging roofs.

Can I see hail damage from the ground?

Sometimes, but not always. That’s why a professional inspection is crucial.

What’s the best time to inspect after a storm?

As soon as it’s safe. Damage can worsen with additional rainfall.

Do I need a new roof after hail?

Not always. Some cases require complete replacement, while others need minor repairs. We’ll give you honest recommendations.

Final Thoughts: Don’t Let Hail Damage Go Undetected

In Waco, hailstorms are a part of life. But roof damage doesn’t have to be.

Whether you're dealing with a fresh storm or want to inspect last season’s roof, Cen-Tex Roof Systems is your trusted partner for reliable repairs, professional inspections, and long-lasting peace of mind.

Worried about hail damage in Waco?

📞 Call Cen-Tex Roof Systems today for a free inspection. We’re here to protect your home—one shingle at a time.